(Money-Saving Tips) Christmas Shopping Tips

We make a lot more purchases than normal during the holiday season and, after awhile, they can all blend together into a mess of expenditures. As you make your gift purchases, here are a few ideas on how to keep costs down and your purchases intentional:

1. Set a Christmas budget on a large scale as well as an approximate amount to be spent on each person.

2. Keep a running total of how much has been spent on each person.

3. Set up a separate checking account to manage Christmas purchases. I guarantee that you will spend less money on your holiday purchases when you have a limited and defined amount of money to spend.

4. Purchase kids’ toys earlier rather an later. Especially when ordering from places like Ebay, prices tend to rise as the number of people shopping increases. Make your purchases before the rush.

5.  Most stores are already running great sales to attract early holiday shopping. For stores that you know you will be making purchase from, sign up for their promotional emails. You can often get additional discount coupons or certificates.

6. Plan out your purchases at each store. If you are ordering online, this can save you on shipping. For in-store and online purchases, there are often promotional discounts that you can get for spending larger amounts of money (compared to multiple smaller purchases).

7. Keep all of your Christmas receipts in a designated envelope. That way if you need to make a return or find a better deal, you know right where they are.

Happy shopping!

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